
Are You Eligible for Loss Mitigation Services?
When considering a client for loan modification, certain hardships must be present. Here are the most common hardships that we use to consider a client for modification:
- Refinance is not possible due to high Loan To Value (LTV) or loss of equity
- Refinance is not possible due to negative or derogatory credit
- Interest Rate currently adjusting or going to adjust
- Current loan is a "Neg Am", “Option Arm”, or “Pick-a-Pay” loan
- Financial hardship (job loss, income reduction, medical bills, divorce, etc)
- Excessive debt (credit cards, medical bills, student loans)
- Facing Foreclosure or Default
We do not want to hear of another client losing their home because they refused to allow a licensed attorney to represent them. The lenders have numerous attorneys – shouldn’t you?
Call today at 702-473-1999 to discuss how Hafter Law & Associates can help you.


